Indias payment system

The major issue as everyone is facing in india is , here's payment system As here all banks and online services provider companies are looting our money by forcefully applying the Auto pay systems on every payment Even if as as im am Gen Z wants to use any app subscription on 1 months they takes and access of my payment through out for next 10 15 years , their should be single payment one time system applicable Even if i dont wants to use the services next month they deduct the payment every month and at the last if i decide to stop they auto pay they charge again 1 last advance payment to stop any payment This is very serious matter,how much big money fraud they are making here out of this Their must be some big people involved in this who support this to happen and continue with every people Their should be one single payment for every service purchase happens online ,even if i want to purchase service for only this month they provide only option of auto pay only This is biggest loot is happening in india right now